Navigating chiropractic business insurance can feel like decoding a foreign language, but skipping it? That’s a gamble no smart practitioner should take. From patient claims to parking lot accidents to fried ultrasound machines, there’s a policy to cover every “oops” moment that could derail your business.
Smart chiropractors don’t leave their business exposed; they get covered where it counts.
Malpractice Insurance: It steps in even when you follow the book, and a patient still claims something went wrong.
General Liability: It protects you from all the non-treatment mishaps — think slips, spills, and awkward accidents in the waiting area.
Commercial Property Insurance: It has your back if your clinic’s gear gets damaged or stolen.
Workers’ Comp: It is a must in most states, the moment you hire help, covering staff injuries and medical bills.
Cyber Insurance: It is quickly becoming essential, especially when patient records and digital tools are in play.
Additionally, there is a Business Owner’s Policy that bundles property and liability coverage into one clean, budget-friendly plan. The trick isn’t just knowing what’s out there. It’s knowing what fits your setup and that it should reflect your risk.
The smartest move? Read the fine print (yes, even the exclusions), avoid the too-good-to-be-true offers, and when in doubt, lean toward chiropractic-specific policies that understand what you do with your hands and your tables.
Because when your coverage is locked in early, you’re free to focus on what matters: your patients, your brand, your growth, without the fear of a single accident undoing it all.
About Think Bullish
Think Bullish was built by Zack Siegel, the guy who helped turn his dad’s chiropractic clinic into a thriving brand. Now, he helps other practitioners do the same through bold marketing, honest strategy, and ideas that work in the real world.
